Montag & Caldwell believes that good investment returns are derived from the competent, disciplined, fundamental analysis of individual securities, performed by experienced professionals operating as a team. As long-term investors, the firm focuses on identifying high-quality growth opportunities.

Montag & Caldwell's investment approach focuses on capturing potential for upside while reducing downside risk.

• Identifying opportunities:
  Investment decisions are driven by bottom-up analysis in which the firm inter-relates price with earnings momentum. The investment strategies use a present valuation model in which the current price of the stock is related to the risk adjusted present value of Montag & Caldwell's estimate of the company’s future earnings stream.
• Managing risk:
  Montag & Caldwell seeks to control risk by placing an emphasis on investing at the right price, using conservative growth assumptions and implementing a strong sell discipline.